Bank Of Scotland Credit Card Login

Bank Of Scotland Credit Card Login

Holding the title of the 5th oldest extant bank in the UK, The Bank of Scotland is the only existing commercial institution created by the Scotland parliament back in the 17th century that operates till now, located in Scotland. Besides being the first to print its own banknotes, which they still continue to run to date, they are also known to have previously sponsored the Scottish premier league.

 

Not just excelling in producing its own banknotes, the Bank of Scotland also offers a variety of credit cards to support its clients by lending them short-term debts. They have also recently introduced a new online method of logging onto your online credit card account with a smooth registration procedure. This is a very useful feature as it allows you to know your credit and limit all the time with just a tap on a screen. But how to log in? Don’t fret; just follow these 3 steps.

Step 1

Before logging in, make sure you have activated your credit card to use the account.

 

Step 2

Firstly, visit their website online at https://www.bankofscotland.co.uk/ and click on the top left option that looks like a lock, labeled as ‘login.’

VIA website

VIA website

 

Step 3

Once you have clicked on that, you will be directed to the login page, where you will be asked to enter the username and password you registered with. When you are through with that, select the ‘Continue’ option, highlighted in green, and you’re in!

VIA website

VIA website

However, if you haven’t registered with the Bank of Scotland yet, you can complete a form online from the comfort of your home. In this case, a tab called ‘Register online’ is underlined and highlighted on the login page. Click on that.

VIA website

VIA website

Following this, you will be directed here, where you are needed to fill the form in order to proceed with the registration.

VIA website

VIA website

Note- for the registration; you will need your sort code and account number.

 

Bank of Scotland Credit Card Review

Pros

  • No annual fee
  • Low standard APR %
  • For the initial period of 90 days, there is no balance transfer fee
  • Global Usage
  • Enhanced security
  • All cards are enabled for contactless payments up to £45.
  • Part of 7-day switch guarantee

Cons

  • High rate of interest
  • Spending limit set on checking account balance
  • Poor customer reviews
  • Independent surveys rated poorly

Conclusion

All-inclusive, the Bank of Scotland is a solid option for people with a low budget; however, in recent days, due to some bad customer reviews, it isn’t thriving much. Additionally, it does hold alot of historical value because it has been operating since the 17th century. The credit card deals are pretty average and can be exceptional for some.

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