Post Office Credit Card Login

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Post office card is a powered tool of MasterCard that permits the cardmembers and users to buy the goods/services while allowing them to allocate the cost of their purchases. This card is provided under the authorisation of the Ireland Bank UK, and Capital One is the exclusive lender and issuer of all-new Post Office Credit Cards. However, the Post Office offers the card only as a broker between the cardholders as applicants and capital.

There are many reasons to get this card like; when you use the Post Office Classic Credit Card, it’ll boost your credit card rating that will help you make the payment on the dot while remaining under the credit limit.

How to Login on the Post Office Credit Card?

If you are an existing Post Office customer, you can easily log in for this credit card.

Simply log in on the online portal and perform your desired tasks in minutes, like checking your credit limits and recent transactions or checking the balance and much more.

Post Office Credit Card Login

Screenshots from Post Office Website

Furthermore, if you don’t have a Post Office Credit Card, you can quickly get it by checking your eligibility.

To check the eligibility, you need to go through the three steps before you may apply for the credit card:

Step 1:

First, you’ll be asked about your personal data like title, first name, DOB, email, and mobile number.

Screenshots from Post Office Website

Screenshots from Post Office Website

Step 2:

Now to check if you are eligible or not, they ask where you live, which includes your residency, residential status and current address.

Screenshots from Post Office Website

Screenshots from Post Office Website

Step 3:

Now in the last step of eligibility, you’ll be asked to enter your employment status, occupation, how many people are financially independent in you and more, as mentioned below.

Screenshots from Post Office Website

Screenshots from Post Office Website

Now, if you are eligible for the Post Office Credit card, you need to open your credit card account for login.

Step 1: For login, you need to open your account; you need to fill in the following fields:

Screenshots from Post Office Website

Screenshots from Post Office Website

Step 2: Start with the “Your Finance Tab”. Now click on the “Credit Card Option” under the Financial Products Heading.

Step 3: Now, you’ve to look for the red outlined text “Apply Now” icon and then click.

Step 4: Now complete the requested personal, financial on the application, as we’ve mentioned in the step 1 screenshot.

Pros and Cons of the Post Office Credit Card

Here are a few of the pros and cons of the  Post Office Credit Card that comes in two variants:

  • Travel
  • Classic

Pros

  • With the Post Office Credit Card, you stay informed about your spending. You can check your checks and receipts quickly without giving any charges.
  • You’ll get constant updates and notifications, and you’ll be notified of any strange activity that happens on your account. You just need to sign up for the updates.
  • When you use the Post Office Credit Card often, you can make the regularly scheduled instalments on time. You can also track your personal loans and insurance policies here.

Cons

  • With the Post Office Credit Card, it is still unclear what credit limit, APR and interest-free rates you’ll be offered.
  • There is a balance transfer fee of 2.9%; however, there is no annual fee.
  • Also, with this card, you have to pay the 3% of the cash withdrawal fee when you use any gambling sites and foreign exchange bureaus.

Post Office Credit Card is a great option when you are looking for 24/7 customer service and no annual fees!

 

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